345 Ruddiman Drive, Muskegon, MI 49445

New Listing

$699,900

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 1,547 Lot Size (sq. ft.): 7,013 Status: Coming Soon

Current Price: $699,900 List Date: 8/04/2026 Last Modified: 8/04/2026

Overview

Description

Welcome to a breathtaking waterfront haven with 40 ft of private water frontage with stunning views of Muskegon Lake and the channel leading out to Lake Michigan. Experience all that lake life can offer as you watch the sailboats, lake ferry and freighters right from your backyard. Relax and entertain from the expansive deck overlooking the water. Includes new shed with covered area where you can enjoy shaded views. Enjoy peace of mind with recently replaced roof in 2025, Newer seawall in 2021. Ideal as a year round residence, seasonal getaway or vacation rental. Currently being run as an STR with a solid income.

Listing Details MLS# 26040433

Location Property Info

County: Muskegon
Street #: 345
Street Name: Ruddiman
Suffix: Drive
State: MI
Zip Code: 49445
Zip (4): 2733

General Property Info

New Construction: No
Lot Measurement: Acres
Lot Acres: 0.16
Lot Square Footage: 7013
Lot Dimensions: 40x175
Year Built: 1930
Road Frontage: 40
Garage Y/N: No
Fireplace: No
Income Property: Yes
Total Rooms AG: 8
Total Fin SqFt All Levels: 2427
SqFt Above Grade: 1547
Below Grade Finished SqFt: 826
Below Grade Unfinished SqFt: 91
Building Total SqFt: 2427
Total Beds Above Grade: 3
Total Bedrooms: 4
Full Baths: 3
Half Baths: Yes
Total Baths: 4
Main Level Primary: No
Stories: 2
School District: North Muskegon
# of Outbuildings: Yes
Association YN: No
Waterfront: Yes
Body of Water: Muskegon Lake
Statewide Lakes & Rivers: Muskegon Lake
Basement: No

Tax Info

Tax ID #: 23-342-001-0001-10
Taxable Value: 133525
SEV: 174500
For Tax Year: 2025
Seller's Annual Property Tax: 7943.74
Tax Year: 2025
Spec Assessment & Type: None Known
Zoning: Residential
Homestead %: 0

Remarks Misc

Directions: Whitehall Rd. To Ruddiman, W to home.

Waterfront Options

Water Access Y/N: Yes
Water Frontage: 40

More Information

Access Feat

Accessibility Features: No

Upper Rooms

Upper Bedrooms: 3
Upper Full Baths: Yes
Upper Level Square Feet: 431
Total Baths Above Grade: 2

Main Rooms

Main Half Baths: Yes
Main Level SQFT: 923

Outbuilding 1

Outbuilding Description: Storage Shed

Location & Property Info

Cross Streets: Bear Lake Rd & Channel
Property Sub-Type: Single Family Residence
Municipality: North Muskegon City

Office/Contract Info

On-Market Date: 2026-08-11
Auction or For Sale: For Sale
List Price/SqFt: 452.42
Ownership Type: Corporate Owned

Remarks & Misc

Public Remarks: Welcome to a breathtaking waterfront haven with 40 ft of private water frontage with stunning views of Muskegon Lake and the channel leading out to Lake Michigan. Experience all that lake life can offer as you watch the sailboats, lake ferry and freighters right from your backyard. Relax and entertain from the expansive deck overlooking the water. Includes new shed with covered area where you can enjoy shaded views. Enjoy peace of mind with recently replaced roof in 2025, Newer seawall in 2021. Ideal as a year round residence, seasonal getaway or vacation rental. Currently being run as an STR with a solid income.
Legal: NORTH MUSKEGON CITY JC RUDDIMAN'S ADD E 8 FT OF LOT 1 BLK 1 AND THAT PT OF BLK 67 CITY OF NORTH MUSKEGON MAP OF 1900 LYING BET ELY & WLY LNS OF ABOVE DESC TRACT IF EXTENDED TO MUSKEGON LAKE ALSO E 32 FT OF W 659 FT OF BLK 67 CITY OF NORTH MUSKEGON MA P OF 1900 OWNED & USED AS ONE PARCEL

Water Type

Lake: Yes

Water Fea. Amenities

All Sports: Yes
Dock: Yes
Private Frontage: Yes
View: Yes

Lot Description

Level: Yes

Other Structures

Shed(s): Yes

Street Type

Paved: Yes

Utilities Attached

Natural Gas Connected: Yes

Sewer

Public Sewer: Yes

Water

Public: Yes

Terms Available

Cash: Yes
Conventional: Yes
FHA: Yes
VA Loan: Yes

Mineral Rights

Unknown: Yes

Laundry Features

Lower Level: Yes

Exterior Material

Vinyl Siding: Yes

Roofing

Composition: Yes

Heat Source

Natural Gas: Yes

Sale Conditions

None: Yes

Heat Type

Forced Air: Yes

Air Conditioning

Central Air: Yes

Lower Rooms

Lower Bedrooms: Yes
Lower Full Baths: 2
Lower Finished SQFT: 982
Total Lower SQFT: 918

Driveway

Paved: Yes

Substructure

Walk-Out Access: Yes

Windows

Replacement: Yes

Kitchen Features

Breakfast Nook: Yes

Additional Items

Ceiling Fan(s): Yes
Window Treatments: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Water Heater

Natural Gas: Yes

Patio and Porch Features

Patio: Yes
Porch(es): Yes
Deck: Yes

Flooring

Ceramic Tile: Yes
Wood: Yes

Landscape

Ground Cover: Yes

Outbuilding Floor Type 1

Outbuilding 1 Floor Type - Wood: Yes

Architectural Style

Cape Cod: Yes

Possession

Negotiable: Yes

Property Features

Water Type: Lake Laundry Features: Lower Level Exterior Material: Vinyl Siding Roofing: Composition Windows: Replacement Substructure: Walk-Out Access Lot Description: Level Sewer: Public Sewer Water: Public Utilities Attached: Natural Gas Connected Kitchen Features: Breakfast Nook Additional Items: Ceiling Fan(s); Window Treatments Appliances: Dishwasher; Disposal; Dryer; Microwave; Range; Refrigerator; Washer Heat Source: Natural Gas Heat Type: Forced Air Air Conditioning: Central Air Water Heater: Natural Gas Flooring: Ceramic Tile; Wood Patio and Porch Features: Deck; Patio; Porch(es) Landscape: Ground Cover Other Structures: Shed(s) Outbuilding Floor Type 1: Outbuilding 1 Floor Type - Wood Architectural Style: Cape Cod Driveway: Paved Street Type: Paved Mineral Rights: Unknown Terms Available: Cash; Conventional; FHA; VA Loan Possession: Negotiable Sale Conditions: None

Room Information

Room Name	Length	Width	Level	Remarks
Kitchen	12.90	11.50	Main
Dining Area	10.70	7.60	Main	breakfast nook
Dining Room	11.11	11.50	Main
Living Room	19.70	12.40	Main
Family Room	11.60	10.00	Main
Laundry	5.00	8.00	Lower
Primary Bedroom	10.40	21.80	Lower
Primary Bathroom	5.40	12.20	Lower
Bathroom 2	5.00	8.00	Lower
Family Room	19.00	13.30	Lower
Bathroom 1	8.11	9.00	Upper
Bedroom 2	11.50	10.60	Upper
Bedroom 3	11.40	10.80	Upper
Bedroom 4	9.00	9.11	Upper

Listing Office: Real Broker, LLC

Listing Agent: Julie Tardani

Last Updated: August - 04 - 2026

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